In 2026, the loan limit for Conventional loans in SUNY-Oswego, found in the county of Oswego, NY, is $647,200, whereas for a single-family home, the FHA limit is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Use this tool to determine the needed income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the most suitable program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 13126
Lendersa® is committed to quickly connecting you with the best possible Conventional, USDA, or FHA loan options without any hassle. Choose from three starting points to link you with matching lenders and suitable loan programs.
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