FHA VS Conventional loan programs in 2026 for North-Dansville, Livingston County, New York

In the year 2026, the limit for conventional loans in North-Dansville, located within Livingston county, NY, is set at $647,200. For a single-family home, the FHA limit is noted as $420,680.

Lendersa® offers a Conventional loan calculator to help compare today's best rates between Conventional, FHA, and USDA loans. By using this advanced mortgage calculator, you can review the Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in NY. It helps determine the necessary income, credit standing, reserves, and documents to qualify for these loans.

Explore loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in North-Dansville, Livingston County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison table is applicable to the following zip codes: 14437

Options for Conventional and FHA Loans in North-Dansville, NY

The goal of Lendersa® is to facilitate a swift and convenient process to match you with the best possible Conventional, USDA or FHA loan options. Begin by choosing from one of three pathways that lead to matched lenders and loan programs.

Lendersa's USDA loan request and resulting matches


North-Dansville Lenders

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Lends in New York
  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • Lends in New York
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Ever $ Green Federal Credit Union
  • 2215 East Henrietta Road, Rochester, NY, 14623
  • Lends in New York
  • At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.

  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • Lends in New York
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.

  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • Lends in New York
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.