FHA VS Conventional loan programs in 2025 for Wayland, Steuben County, New York

In 2025, Convetional loan limit in Wayland, county of Steuben, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wayland, county of Steuben, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14529, 14826, 14572

Conventional and FHA loan options in Wayland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
  • Envision Capital, Inc
  • 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
  • Envision Capital is the dependable place to go when in need of a home loan. Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
  • Columbia Credit Union
  • 310 E Walnut Street, Columbia, MO, 65201
  • Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members'​ needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • The Broadway Group Powered by TLC
  • 910 E Broadway, Suite 200, Columbia, MO, 65201
  • "Our TLC Broadway Group office is located downtown at 910 E Broadway Suite 200. It’s easy to find, and there’s plenty of street parking. We provide mortgages for all of the Columbia metro area, the surrounding areas, and the entirety of the state. The Broadway Group is a full-service mortgage lender dedicated to serving our community"
  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
  • LendMN
  • 5555 Quinwood Ln. N, Minneapolis, MN, 55442
  • Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Lend MN for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.