FHA VS Conventional loan programs in Wayland, Steuben County, New York
In the year 2025, the loan limit for Conventional loans in Wayland, within the county of Steuben, NY, is $726,200. For a single-family home, the FHA loan limit stands at $472,030.
The Lendersa® Conventional loan calculator is a tool designed to allow you to compare current top rates for Conventional, FHA, and USDA loans. It helps assess what income, credit, financial reserves, and documentation are necessary. With our sophisticated mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options to determine the best program for your financial needs in NY.
Loan Limits and Down Payment Requirements for 2025 in Wayland, situated in Steuben county, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 14529, 14826, 14572
Variety of Conventional and FHA Loan Options in Wayland, NY
The mission of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan options promptly and without difficulty. You can select from three starting routes that align you with suitable lenders and available loan programs.
30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
At LOC Credit Union, we’re ready for you.
No matter where you are in life, we’re dedicated to taking you further.
That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
