FHA VS Conventional loan programs in Stanford, Dutchess County, New York

In 2025, the Conventional loan limit in Stanford, situated in the county of Dutchess, NY, is $726,525. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the most suitable program in NY.

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Loan Limits and Down Payment Requirements for 2025 in Stanford, Dutchess County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 12581, 12514, 12501, 12506

Conventional and FHA Loan Options in Stanford, NY

At Lendersa®, our goal is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and programs.

Lendersa USDA loan requests and results


  • AFC Mortgage Group, LLC
  • 227 Monroe Tpke, Monroe, CT, 06468
  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. ​ We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
  • Regina Capital
  • 20 Scenic Hill Lane, Monroe, CT, 06468
  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • CT Liberty Mortgage LLC
  • 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
  • Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
  • American Mortgage Affiliates Company, LLC
  • 11 Melrose DR, Suite 102, Farmington, CT, 06032
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."