Explore the differences! FHA VS Conventional loan programs in North-Valley-Stream, Nassau County, New York

As of 2026, the limit for Conventional loans in North-Valley-Stream, within Nassau county, NY, stands at $970,800; meanwhile, the FHA limit for a single-family residence is set at $970,800.

Lendersa® provides a Conventional loan calculator, allowing you to compare today's best rates for Conventional, FHA, and USDA loans. It helps in assessing the income, credit standing, reserves, and required documentation for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA options, giving you insights to choose the best program in NY to suit your financial needs.

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Loan limits and downpayment requirements for 2026 in North-Valley-Stream, Nassau county, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Note: These comparisons apply to zip codes: 11580

Explore Conventional and FHA loan options in North-Valley-Stream, NY

Lendersa® aims to deliver hassle-free and swift access to the most advantageous Conventional, USDA, or FHA loans available. Begin with one of these three pathways to discover matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


North-Valley-Stream Lenders

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in New York
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New York
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.

  • Qside Federal Credit Union
  • 211-31 Jamaica Avenue, Queens Village, NY, 11428
  • Lends in New York
  • Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.

  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • Lends in New York
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Lends in New York
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Lends in New York
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.