Explore the differences! FHA VS Conventional loan programs in North-Valley-Stream, Nassau County, New York

As of 2025, the limit for Conventional loans in North-Valley-Stream, within Nassau county, NY, stands at $970,800; meanwhile, the FHA limit for a single-family residence is set at $970,800.

Lendersa® provides a Conventional loan calculator, allowing you to compare today's best rates for Conventional, FHA, and USDA loans. It helps in assessing the income, credit standing, reserves, and required documentation for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA options, giving you insights to choose the best program in NY to suit your financial needs.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements for 2025 in North-Valley-Stream, Nassau county, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Note: These comparisons apply to zip codes: 11580, 11003

Explore Conventional and FHA loan options in North-Valley-Stream, NY

Lendersa® aims to deliver hassle-free and swift access to the most advantageous Conventional, USDA, or FHA loans available. Begin with one of these three pathways to discover matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • DAR Mortgage Corp
  • 730 FM 1959 Road, Suite 200, Houston, TX, 77034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Catalyst Funding, LLC
  • 11550 Fuqua St, Suite 210, Houston, TX, 77034
  • Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack
  • Right Now Mortgage
  • 5206 FM 1960 West, Suite 212K, Houston, TX, 77069
  • Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
  • SPCO Credit Union
  • 12755 N Houston Rosslyn Road, Houston, TX, 77086
  • SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
  • Space City Credit Union
  • 3101 Harrisburg Boulevard, Houston, TX, 77003
  • Originally chartered in 1965 as Stewart & Stevenson Credit Union, Space City Credit Union serves the employees and family members of companies such as Stewart & Stevenson, General Electric, Ineos, Solvay, McCall Group, Rex Supply, Houston Housing Authority, Houston Professional Musicians Association, and others.
  • Elite Lending Group
  • 318 McAlpine St, Houston, TX, 77003
  • Financial services have their own meaning in city's life. Elite Lending Group is one of such places. Organization has an average score of 2 by NiceLocal visitors and is located by the following address: Houston, TX 77003, 318 McAlpine St. You can find out more by dialing a number: 17139621662 — or by visiting the website: elgtexas.com.