Explore the differences! FHA VS Conventional loan programs in South-Valley-Stream, Nassau County, New York

In 2025, the conventional loan limit for a single-family home in South-Valley-Stream, within Nassau county, NY, is $970,800. Meanwhile, the FHA loan limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for eligibility. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional loans with USDA, FHA, and VA options, guiding you in selecting the best program in NY for your financial needs.

Explore offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in South-Valley-Stream, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The table is relevant to zip codes: 11581

Conventional and FHA Loan Options in South-Valley-Stream, NY

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three initial steps to connect with matching lenders and loan programs.

Results from USDA loan requests with Lendersa


  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Mosaic Mortgage Group
  • 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
  • We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
  • Loans by Irene
  • 116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
  • Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
  • My Home Loan San Jose
  • 1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
  • Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
  • InterBanc Real Estate Services
  • 1999 South Bascom Avenue, Campbell, CA, 95008
  • InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • EMW Mortgage Co.
  • 3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Seabrooke Development Corporation
  • 900 East Hamilton Avenue, Campbell, CA, 95008
  • Mark Hicks have been in this business for a while now and helping you make the best possible decisions is my number one priority. Accomplished Real Estate and Mortgage Broker skilled at evaluating and marketing commercial and residential investment properties through large scale open houses, comparable property analysis and short sale.
  • North First Mortgage
  • 1475 South Bascom Avenue, Suite 211, Campbell, CA, 95008
  • North First Mortgage Smooth Process. Personalized Service. Independent Broker. Offering California homeowners & buyers a complete mortgage experience, balancing technology to save you time & prompt, personalized service to answer your questions & provide straightforward advice. Our mission is simple: to make you happy.
  • Bankers Network Corporation
  • 1875 South Bascom Avenue, Suite 2550, Campbell, CA, 95008
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.