FHA VS Conventional loan programs in Oxford, Chenango County, New York
In 2026, the loan limit for Conventional loans in Oxford, located in Chenango county, NY, is set at $726,200. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, VA, and Conforming Conventional loans side by side to choose the best program to suit your financial needs in NY.
2026 Loan Limits and Down Payment Requirements in Oxford, Chenango County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 13733
Conventional and FHA Loan Options in Oxford, NY
The purpose of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with no hassle. Choose one of three paths to access suitable lenders and loan programs.
Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.
Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
