In 2026, the loan limit for Conventional loans in Oxford, located in Chenango county, NY, is set at $726,200. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, VA, and Conforming Conventional loans side by side to choose the best program to suit your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 13733
The purpose of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with no hassle. Choose one of three paths to access suitable lenders and loan programs.
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