FHA VS Conventional loan programs in 2026 for Guilford, Chenango County, New York
In 2026, the conventional loan ceiling in Guilford, within Chenango county, NY, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans and ascertain the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator lets you compare Conforming, USDA, FHA, and VA loans side-by-side, helping you choose the best program for your specific financial needs in NY.
2026 Loan Limits and Down Payment Needs in Guilford, Chenango, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The table applies to zip codes: 13733
Options for Conventional and FHA Loans in Guilford, NY
Lendersa®'s mission is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Begin with one of three starting points to find matching lenders and loan programs.
Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.
Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
