FHA VS Conventional loan programs in Highlands, Orange County, New York

In 2025, Convetional loan limit in Highlands, county of Orange, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highlands, county of Orange, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 10911, 10996, 10922, 10928, 10997

Conventional and FHA loan options in Highlands, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Foundation Mortgage Corporation
  • 1680 Michigan Ave STE 700, Miami Beach, FL, 33139
  • Foundation Mortgage is a multi-state licensed mortgage bank headquartered in Miami Beach, Florida.Foundation Mortgage is HUD Approved FHA Lender, VA Lender, and Mortgage Banker Association member, We offer Conventional Fannie Mae & Freddie Mac loan products, Govt FHA & VA mortgages, Reverse Mortgages, Jumbo loans.
  • Royal Capital Group
  • 1680 Michigan Ave Suite 700, Miami Beach, FL, 33139
  • "Royal Capital Group" is a provider of custom real estate financing solutions for owners, businesses, investors, and real estate professionals. Our commitment to your success is defined by our dedication to our work, in depth industry experience and innovative yet sound solutions.
  • Financial Triangle Inc.
  • 1205 Lincoln Road #201,, Miami Beach, FL, 33139
  • "Financial Triangle Inc. can finance your real estate in Florida, California, Texas & New York regardless of your citizenship, country of origin, with or without social security or credit in the United States our specialty, unconventional mortgage loans for business owners, independent contractors, foreign nationals & moreIne With so many choices
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
  • Miami Firefighters Federal Credit Union
  • 1111 NW 7th St, Miami, FL, 33136
  • Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
  • Ensource Financial Corp
  • 1951 North West 7th Avenue, Suite 600, Miami, FL, 33136
  • Definition of insanity is doing the same thing over & over and expecting a different result. From this idea and because we want to be the change we want to see, is why Ensource Financial exists. We want to redefine the Mortgage experience by cutting out the bull and letting you know if the juice is really worth the squeeze,
  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
  • Neighborhood Housing Services of South Florida Inc
  • 300 Northwest 12th Avenue, Miami, FL, 33128
  • Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English