FHA VS Conventional loan in Shandaken, Ulster County, New York
In 2025, the conventional loan cap for Shandaken, in the county of Ulster, NY is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to assess and distinguish the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income standards, credit worthiness, reserves, and paperwork required to qualify. Our advanced mortgage calculator allows you to juxtapose Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision on the best program that fits your distinctive financial situation in NY.
2025 Loan Limits and Down Payment Needs in Shandaken, Ulster, NY
Loan Type
Loan Cap
Down Payment (%)
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant to zip codes: 12464, 12465, 12457, 12480, 12410, 12412, 12416, 12441
Opportunities for Conventional and FHA Loans in Shandaken, NY
The objective of Lendersa® is to promptly and effortlessly provide the most suitable Conventional, USDA, or FHA loans. Choose one of the three initial pathways, guiding you to align with matching lenders and loan offerings.
Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.
OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
The mission of First Security is to remain an independent financial service organization, characterized by progressive innovation, outstanding financial performance and a full complement of financial solutions for consumers and businesses. First Security will be a profitable community-oriented bank, responsive to the needs.
