FHA VS Conventional loan programs in 2025 for Shandaken, Ulster County, New York

In 2025, the conventional loan cap for Shandaken, in the county of Ulster, NY is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® Conventional loan calculator to assess and distinguish the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income standards, credit worthiness, reserves, and paperwork required to qualify. Our advanced mortgage calculator allows you to juxtapose Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision on the best program that fits your distinctive financial situation in NY.

Assess loan offers from a broad array of 100 lenders

2025 Loan Limits and Down Payment Needs in Shandaken, Ulster, NY

Loan Type Loan Cap Down Payment (%)
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant to zip codes: 12464, 12465, 12457, 12480, 12410, 12412, 12416, 12441

Opportunities for Conventional and FHA Loans in Shandaken, NY

The objective of Lendersa® is to promptly and effortlessly provide the most suitable Conventional, USDA, or FHA loans. Choose one of the three initial pathways, guiding you to align with matching lenders and loan offerings.

Results from Lendersa USDA loan requests and matching


  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
  • Priority Mortgage Lending LLC
  • 6401 Citation Dr, Suite C, Clarkston, MI, 48346
  • Priority Mortgage Lending mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to give you a foundation that will show you our dedication and promise to you give you the best experience in home buying or the refinancing process.
  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
  • Mayville State Bank
  • 37 E. Ohmer Rd., Mayville, MI, 48744
  • Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.
  • Peoples Federal Credit Union
  • 419 First Avenue South, Nitro, WV, 25143
  • Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.