FHA VS Conventional loan programs in Woodstock, Ulster County, New York

In the year 2026, the conventional loan cap for a single-family residence in Woodstock, located in the county of Ulster, NY, is set at $726,200. Meanwhile, the FHA cap stands at $472,030.

Explore Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess required income level, credit score, financial reserves, and necessary documentation for smooth qualification. Utilize our sophisticated mortgage calculator to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side in NY, ensuring you choose the program that suits your financial situation best.

Compare offers from an expansive network of 100 lenders

2026 loan thresholds and down payment details in Woodstock, the county of Ulster, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This summary table pertains to these zip codes: 12457

Loan Opportunities: Conventional and FHA in Woodstock, NY

Lendersa® aims to facilitate a quick and stress-free acquisition of the best Conventional, USDA, or FHA loan. Begin your journey with options leading to tailored matches with lenders and loan offerings.

Lendersa USDA loan request matching outcomes


  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Simply Home Mortgage
  • 11925 S. 700 E, Draper, UT, 84020
  • We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry.
    We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.

  • Bridget Morgan Mortgages with Altius Group
  • 11925 S 700 E, Draper, UT, 84020
  • Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.

  • Infinity Mortgage Company LLC
  • 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.

  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.

  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
  • Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.

  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.