FHA VS Conventional loan programs in Woodstock, Ulster County, New York

In the year 2025, the conventional loan cap for a single-family residence in Woodstock, located in the county of Ulster, NY, is set at $726,200. Meanwhile, the FHA cap stands at $472,030.

Explore Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess required income level, credit score, financial reserves, and necessary documentation for smooth qualification. Utilize our sophisticated mortgage calculator to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side in NY, ensuring you choose the program that suits your financial situation best.

Compare offers from an expansive network of 100 lenders

2025 loan thresholds and down payment details in Woodstock, the county of Ulster, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This summary table pertains to these zip codes: 12457, 12409, 12448, 12416, 12498, 12495

Loan Opportunities: Conventional and FHA in Woodstock, NY

Lendersa® aims to facilitate a quick and stress-free acquisition of the best Conventional, USDA, or FHA loan. Begin your journey with options leading to tailored matches with lenders and loan offerings.

Lendersa USDA loan request matching outcomes


  • Power 1 Financial
  • 77570 Springfield Lane, Suite M, Palm Desert, CA, 92211
  • At Power 1 Financial has 20+ years of experience in the mortgage industry. As a Mortgage Broker we can offer many types of loan programs through a variety of lenders. Banks and Mortgage Bankers are only able to offer limited in-house loan programs. Our number one priority is focusing on making customers for life!
  • Boiko Mortgage Company
  • 42280 Beacon Hill, Suite D-3, Palm Desert, CA, 92211
  • BMC help you with all of your residential lending needs. Whether your goal is to finance your new home or business or Refinance an existing residential property, BMC is the only stop you need to make. A dedicated and committed mortgage and loan professional, Ira Boiko has the knowledge and experience to help you through the loan process.
  • Vanmar Lending
  • 77824 Wildcat Drive, Palm Desert, CA, 92211
  • "Vanmar Lending was founded in 2012 by Kristen (Vance) Martinez and Carlos Martinez. It is a full-service mortgage lending company offering FHA, VA, USDA, Conventional and Jumbo loan programs. ​ The team’s mission and commitment is its dedication to facilitating the dream of home ownership by providing Five-Star Service."
  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
  • Dave Warth Mortgage Broker
  • 79405 Hwy 111, La Quinta, CA, 92253
  • Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.