Explore the differences! FHA VS Conventional loan programs in Hurley, Ulster County, New York

In 2025, Convetional loan limit in Hurley, county of Ulster, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hurley, county of Ulster, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12491, 12443, 12433

Conventional and FHA loan options in Hurley, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
  • Seaside Mortgage
  • 5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412
  • We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
  • Cincinnati Ohio Credit Union
  • 959 W 8th Street, Cincinnati, OH, 45203
  • Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.
  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.