FHA VS Conventional loan in Hurley, Ulster County, New York

In 2026, the Conventional loan cap for Hurley, within Ulster County, NY, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the top available rates of Conventional, FHA, and USDA loans today. It assesses income, credit, reserves, and document requirements for qualification. Our comprehensive calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you to decide on the most suitable program for your financial needs in NY.

Explore loan offers from a wide network of 100 lenders

2026 Loan Limits and Downpayment Criteria in Hurley, Ulster, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table covers the zip codes: 12491

Options Available for Conventional and FHA Loans in Hurley, NY

At Lendersa®, our aim is to quickly help you secure the best possible loan option, whether it be Conventional, USDA, or FHA, with ease. Start with one of three paths that will connect you to the right lenders and suitable loan products.

Discover Lendersa USDA loan requests and outcomes


  • Rock Mortgage Services, LP
  • 14340 Memorial Drive, Suite 400, Houston, TX, 77079
  • Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates

  • GL&L Holdings, LLC
  • 14780 Memorial Dr, Suite 220, Houston, TX, 77079
  • GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.

  • Nobel Mortgage & Investments, LLC
  • 11111 Katy Fwy #425, Houston, TX, 77079
  • Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in

  • Southwestern National Bank
  • 6901 Corporate Dr, Houston, TX, 77036
  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends.

    Since the beginning of our establishment, Southwestern National Bank was recogn

  • Vanguard Lending LLC
  • 6200 Savoy Street, Suite 930, Houston, TX, 77036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Turnkey Mortgage Group LLC
  • 6464 Savoy Drive, Suite 730, Houston, TX, 77036
  • Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.

  • Fidelity One Mortgage Inc
  • 6161 Savoy, Suite 120, Houston, TX, 77036
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you!"

  • Top One Mortgage, LLC
  • 7001 Corporate Dr, Suite 100A, Houston, TX, 77036
  • Top One Mortgage, LLC We are a group of dedicated mortgage professionals specializing in residential
    mortgage lending. We offer various competitive programs to best suit the needs
    of our clients. Our goal at Top One is to give the best homebuying experience
    possible for our wonderful clients.