Conventional Loans Vs FHA in Ulster, NY [in 2026]

As of 2026, in Ulster, county of Ulster, NY, the loan limit for Conventional loans is $726,200, while the limit for FHA loans concerning a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates across Conventional, FHA, and USDA options. Establish the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding on the best program for your financial situation in NY.

Available Conventional and FHA Loan Options in Ulster, NY

The primary aim of Lendersa® is to facilitate a seamless and rapid acquisition of the best Conventional, USDA, or FHA loan. Choose one of the three available starting points to find matching lenders and loan programs.

Lendersa USDA loan requests and matching outcomes

Ulster Lenders
(800) 847-4283 Lender's profile and map Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 Lender's profile and map Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(845) 454-8555 Lender's profile and map Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Lends in New York Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(845) 463-3011 Lender's profile and map Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Lends in New York Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(845) 452-7323 Lender's profile and map TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 Lends in New York TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(518) 828-9981 Lender's profile and map First Hudson Mortgage Company 20 King Arthur Way, Hudson, NY, 12534 Lends in New York Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
(518) 828-0185 Lender's profile and map Valley Mortgage Company Inc 751 Warren Street, Front Hudson, NY, 12534 Lends in New York Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
(845) 457-7700 Lender's profile and map Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Lends in New York Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
(845) 928-2845 Lender's profile and map Superior Mortgage Co., Inc. 578 Route 32, Highland Mills, NY, 10930 Lends in New York Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.