FHA VS Conventional loan in Utica, Oneida County, New York
In the year 2025, the limit for conventional loans in Utica, within the county of Oneida, NY, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator enables you to evaluate today’s leading rates among Conventional, FHA, and USDA loans, helping you determine necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting you in choosing the best program available in NY for your financial situation.
Loan Limits for 2025 and Down Payment Requirements in Utica, County of Oneida, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 13501, 13502, 13503, 13504, 13505, 13599
Conventional and FHA Loan Options in Utica, NY
At Lendersa®, our aim is to swiftly facilitate you in finding the best possible Conventional, USDA, or FHA loan without any hassle. Choose one of three starting paths to match with the right lenders and programs for you.
Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
2800 Esperanza Crossing, Building 2, Austin, TX, 78758
Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
"Our mission is to help our members achieve their financial goals and dreams through:
Personal Connections, Simple Solutions, & Lifetime Relationships.
Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative.
The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.
Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
