Explore the differences! FHA VS Conventional loan programs in Frankfort, Herkimer County, New York
In the year 2025, the conventional loan cap for Frankfort, which falls in the county of Herkimer, NY, stands at $726,200, whereas the FHA loan cap for a single-family residence is $472,030.
To compare today's top rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Identify the necessary income, credit score, reserves, and required documentation for qualification. Our sophisticated mortgage calculator allows you to review Conventional Conforming loans, USDA, FHA, and VA options side by side, aiding in your decision on the best program tailored to your financial needs in NY.
2025 Loan Limits and Downpayment Requirements in Frankfort, Herkimer, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for the following zip codes: 13340
Options for Conventional and FHA Loans in Frankfort, NY
Lendersa® aims to quickly and seamlessly secure the best Conventional, USDA, or FHA loan deal for you. Start with any of three approaches to find matching lenders and loan programs.
We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball.
The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.
Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
