Explore the differences! FHA VS Conventional loan programs in Frankfort, Herkimer County, New York

In 2025, Convetional loan limit in Frankfort, county of Herkimer, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Frankfort, county of Herkimer, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13340

Conventional and FHA loan options in Frankfort, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pordes Mortgage Group Inc
  • 21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
  • Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
  • KalbAdvisors Mortgage Solutions LLC
  • 20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
  • To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
  • Mayer Capital FS Inc
  • 20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
  • Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
  • Secured Horizon Financial Group Inc
  • 1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
  • We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.
  • Lend Me Mortgage LLC
  • 20200 W Dixie Hwy, Suite 1105A, Aventura, FL, 33180
  • Lend Me Mortgage, LLC is one of South Florida’s leading entities. We offer high-quality mortgage services to residential and commercial customers. Our primary goal is to provide our customers with exceptional service while keeping them informed and educated throughout the process. We have over 20 years of mortgage knowledge and the resources needed
  • Shoreline Mortgage Inc
  • 20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
  • Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.
  • Loansmarter.com
  • 20200 W Dixie Hwy, Suite 1208, Miami, FL, 33180
  • At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.
  • Harmoney Capital
  • 20900 NE 30th Ave Suite 200-09, Miami, FL, 33180
  • Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.