FHA VS Conventional loan in Vienna, Oneida County, New York
For the year 2025, in Vienna, located in Oneida county, NY, the conventional loan cap stands at $726,200, whereas for a single-family residence, the FHA cap is set at $472,030.
Using Lendersa®'s Conventional loan calculator, assess and match current Conventional, FHA, and USDA rates. Establish the necessary income, credit standing, reserves, and paperwork to qualify. Our sophisticated mortgage calculator provides comparisons of Conforming Conventional loans, USDA loans, FHA loans, and VA loans side by side to aid you in selecting the best program for your unique financial needs in NY.
Loan limits and downpayment details for 2025 in Vienna, Oneida county, NY
Type of Loan
Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to these zip codes: 13157, 13316, 13042, 13308, 13123
Options for Conventional and FHA Loans in Vienna, NY
Lendersa® aims to swiftly and seamlessly secure you the best-fit Conventional, USDA, or FHA loan. Choose from three entry points leading to matched lenders and loan offerings.
BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
