FHA VS Conventional loan programs in West-Hempstead, Nassau County, New York

For 2026, the conventional loan ceiling for a single-family home in West-Hempstead, situated in Nassau county of NY, is $970,800, whereas the FHA cap is $970,800.

Try out the Lendersa® Conventional loan calculator to examine and assess today's top rates for Conventional compared to FHA and USDA loans. Determine the required income, credit, reserves, and documents through our sophisticated mortgage calculator tool. It juxtaposes Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose which program in NY suits your financial scenario best.

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Loan limits and down payment requirements in West-Hempstead, Nassau county, NY for 2026

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table is applicable for zip codes: 11552

Loan options in West-Hempstead, NY for Conventional and FHA plans

Lendersa® is committed to securing the most suitable loans, be it Conventional, USDA, or FHA, rapidly and effortlessly. Start with one of three pathways to find matching lenders and loan schemes.

Lendersa USDA loan request and matching outcomes


West-Hempstead Lenders

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in New York
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New York
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Lends in New York
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.

  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Lends in New York
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.

  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in New York
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.

  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Lends in New York
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.