As of 2026, the Conventional loan limit set in South-Hempstead, within Nassau county, NY, is $970,800. For a single-family home, the FHA loan limit stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to effectively compare the top rates offered today across Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit specifics, reserves, and documents to qualify. By presenting Conforming Conventional, USDA, FHA, and VA loans side by side, our advanced mortgage calculator helps identify the best program in NY tailored to your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This table is applicable to the zip codes: 11550
The Lendersa® mission is to help you quickly secure the best Conventional, USDA, or FHA loan without unnecessary hassle. Choose one of three starting steps to connect with matching lenders and tailored loan programs.
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