FHA VS Conventional loan in South-Hempstead, Nassau County, New York

As of 2026, the Conventional loan limit set in South-Hempstead, within Nassau county, NY, is $970,800. For a single-family home, the FHA loan limit stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare the top rates offered today across Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit specifics, reserves, and documents to qualify. By presenting Conforming Conventional, USDA, FHA, and VA loans side by side, our advanced mortgage calculator helps identify the best program in NY tailored to your financial scenario.

Explore a range of loan offers from among 100 different lenders

Loan limits and down payment requirements for 2026 in South-Hempstead, Nassau county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table is applicable to the zip codes: 11550

Conventional and FHA loan options in South-Hempstead, NY

The Lendersa® mission is to help you quickly secure the best Conventional, USDA, or FHA loan without unnecessary hassle. Choose one of three starting steps to connect with matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • DGH Home Mortgage
  • 1411 Woodcrest Avenue, Brea, CA, 92821
  • We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.

  • S & S Home Loans
  • 400 West Lambert Road, Suite F, Brea, CA, 92821
  • S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.

  • Charis Loans, Inc.
  • 135 South State College Boulevard, Suite 200, Brea, CA, 92821
  • Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.

  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.

  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals

  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.

    Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find
    the mortgage that best fits your needs

  • AS IS Lending
  • 23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
  • At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.

    We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.

  • SOLOWRATES.COM
  • 23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
  • Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home.

    With 19+ years in the industry Michelle can tailor the perfect loan

  • Park Place Real Estate Company
  • 23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
  • Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.

  • Breeze Funding, Inc.
  • 23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
  • Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.