In 2026, the limit for conventional loans in West-Islip, within Suffolk county, NY, is set at $970,800. For a single-family home, the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit base, reserves, and documentation for qualification. Our advanced mortgage tool offers visual comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you select the most appropriate program in NY for your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to the specified zip codes: 11795
The purpose of Lendersa® is to swiftly provide you access to the best Conventional, USDA, or FHA loan without hassle. Choose one of three start methods that will connect you with appropriate lenders and loan programs.
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