FHA VS Conventional loan programs in West-Islip, Suffolk County, New York

In 2025, Convetional loan limit in West-Islip, county of Suffolk, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in West-Islip, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11795

Conventional and FHA loan options in West-Islip, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • USF Federal Credit Union
  • 13302 USF Palm Drive, Tampa, FL, 33612
  • USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
  • Suncoast Credit Union
  • 6801 E Hillsborough Ave, Tampa, FL, 33610
  • Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
  • SISTAR MORTGAGE COMPANY
  • 10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610
  • Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
  • East Lake Mortgage
  • 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
  • East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
  • Gain Equity Mortgage
  • 1311 Canal Street, Mulberry, FL, 33860
  • The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
  • Highway Alliance Credit Union
  • 2010 William Street, Jefferson City, MO, 65109
  • Highway Alliance Credit Union has been open since 1958. The credit union has assets totaling $24.93 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.