Explore the differences! FHA VS Conventional loan programs in West-Islip, Suffolk County, New York

In 2025, the limit for conventional loans in West-Islip, within Suffolk county, NY, is set at $970,800. For a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit base, reserves, and documentation for qualification. Our advanced mortgage tool offers visual comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you select the most appropriate program in NY for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in West-Islip, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the specified zip codes: 11795

Examining Conventional and FHA Loan Options in West-Islip, NY

The purpose of Lendersa® is to swiftly provide you access to the best Conventional, USDA, or FHA loan without hassle. Choose one of three start methods that will connect you with appropriate lenders and loan programs.

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  • Business Loan Solutions
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  • Limitless Mortgage
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  • Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr. Our goal is to get your the best possible rate and close your loan FAST.
  • United Mortgage Center
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  • At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
  • The Orlicki Group
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  • 401 E Palm Avenue, Tampa, FL, 33602
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  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
  • Zero Point Mortgage Services
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  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
  • Home Access Financial, LLC
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  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally