FHA VS Conventional loan programs in Akron, Summit County, Ohio
For 2026, the conventional loan ceiling in Akron, located within Summit county, OH, is $726,200. On the other hand, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate today's optimal rates across Conventional, FHA, and USDA loans. Assess required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA options side-by-side for easier decision-making on which program in OH fits your financial needs best.
Loan limits and downpayment requirements for 2026 in Akron, county of Summit, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$285,000
0%
FHA
$472,030
3.5%
This comparison applies to these zip codes: 44306
Options for Conventional and FHA loans in Akron, OH
The aim of Lendersa® is to promptly deliver the best possible Conventional, USDA, or FHA loan without complications. Choose one of three pathways, leading to aligned lenders and relevant loan programs.
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Medina Real Estate Solutions LLC Private Real Estate Lending Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances