FHA VS Conventional loan in Akron, Summit County, Ohio

For 2026, the conventional loan ceiling in Akron, located within Summit county, OH, is $726,200. On the other hand, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's optimal rates across Conventional, FHA, and USDA loans. Assess required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA options side-by-side for easier decision-making on which program in OH fits your financial needs best.

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Loan limits and downpayment requirements for 2026 in Akron, county of Summit, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 44306

Options for Conventional and FHA loans in Akron, OH

The aim of Lendersa® is to promptly deliver the best possible Conventional, USDA, or FHA loan without complications. Choose one of three pathways, leading to aligned lenders and relevant loan programs.

Lendersa USDA loan request and matching results


  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.

  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494

  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.

  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.

  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.