FHA VS Conventional loan programs in 2026 for Portage-Lakes, Summit County, Ohio
In the year 2026, the conventional loan limit in Portage-Lakes, located in Summit county, OH, is set at $647,200. In contrast, the FHA loan limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates of today between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the best program in OH tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Portage-Lakes, Summit County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to ZIP codes: 44319
Explore Conventional and FHA Loan Options in Portage-Lakes, OH
The mission of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loans for you swiftly and without difficulty. Choose from one of three options to align with suitable lenders and loan programs.
Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Medina Real Estate Solutions LLC Private Real Estate Lending Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances
The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
