FHA VS Conventional loan in Bexley, Franklin County, Ohio

For the year 2026, the conventional loan cap in Bexley, situated in Franklin county, OH, is $726,200. In contrast, the FHA loan cap is $488,750 for single-family homes in the area.

Make use of the Lendersa® Conventional loan calculator to compare the current rates of Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary for qualification. Our advanced mortgage calculator allows you to see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best option for your financial situation in OH.

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Loan limits and down payment requirements for 2026 in Bexley, county of Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This comparison table is relevant for the zip codes: 43209

Exploring Conventional and FHA loan options in Bexley, OH

Lendersa® aims to quickly deliver you the top conventional, USDA, or FHA loan without hassle. Choose from three starting points, resulting in lenders and programs matched to your needs.

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Bexley Lenders

  • Prolink Home Lending LLC
  • 4449 Easton Way, Suite 2045, Columbus, OH, 43219
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Telhio Credit Union
  • 96 North Fourth Street, Columbus, OH, 43215
  • Lends in Ohio
  • Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.

  • Education First Credit Union
  • 510 E Mound Street, Columbus, OH, 43215
  • Lends in Ohio
  • Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.

  • CME Federal Credit Union
  • 365 South 4th Street, Columbus, OH, 43215
  • Lends in Ohio
  • CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.

  • Huntington Bank
  • 41 S. High Street, Columbus, OH, 43215
  • Lends in Ohio
  • Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.

  • Pace Financial Group
  • 250 Civic Center Dr, Suite 150, Columbus, OH, 43215
  • Lends in Ohio
  • Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.

  • Armstrong Mortgage Co
  • 1225 Dublin Road, Columbus, OH, 43215
  • Lends in Ohio
  • Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.

  • FirstCap US Mortgage LLC
  • 875 N. High Street, Suite 300, Columbus, OH, 43215
  • Lends in Ohio
  • Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.

  • Liberty Mortgage Company, Inc
  • 473 E. Rich St., Columbus, OH, 43215
  • Lends in Ohio
  • LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE