FHA VS Conventional loan in Grandview-Heights, Franklin County, Ohio

In 2026, the Conventional loan limit for Grandview-Heights, located in Franklin county, OH, is $647,200. Meanwhile, the FHA cap for a single-family home stands at $439,300.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the program in OH that aligns best with your financial needs.

View offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Grandview-Heights, Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This information is applicable to these zip codes: 43212

Conventional and FHA Loan Offerings in Grandview-Heights, OH

Lendersa® is committed to helping you obtain the optimal Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three options that connect you with suitable lenders and loan programs.

Results for USDA loan requests at Lendersa


Grandview-Heights Lenders

  • Covita Lending LLC
  • 1299 Virginia Ave, Columbus, OH, 43212
  • Lends in Ohio
  • Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.

  • ATOM Property Group, LLC.
  • 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212
  • Lends in Ohio
  • ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.

  • Telhio Credit Union
  • 96 North Fourth Street, Columbus, OH, 43215
  • Lends in Ohio
  • Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.

  • Education First Credit Union
  • 510 E Mound Street, Columbus, OH, 43215
  • Lends in Ohio
  • Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.

  • CME Federal Credit Union
  • 365 South 4th Street, Columbus, OH, 43215
  • Lends in Ohio
  • CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.

  • Huntington Bank
  • 41 S. High Street, Columbus, OH, 43215
  • Lends in Ohio
  • Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.

  • Pace Financial Group
  • 250 Civic Center Dr, Suite 150, Columbus, OH, 43215
  • Lends in Ohio
  • Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.

  • Armstrong Mortgage Co
  • 1225 Dublin Road, Columbus, OH, 43215
  • Lends in Ohio
  • Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.

  • FirstCap US Mortgage LLC
  • 875 N. High Street, Suite 300, Columbus, OH, 43215
  • Lends in Ohio
  • Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.