FHA VS Conventional loan programs in 2026 for Buckeye-Lake, Licking County, Ohio

This year, 2026, the conventional loan cap in Buckeye-Lake, Licking county, OH is $647,200. Meanwhile, for a single-family dwelling, the FHA limit is $439,300.

Leverage the Lendersa® calculator to evaluate today's top Conventional, FHA, and USDA rates, including income, credit score, reserves, and document prerequisites for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the optimal program in OH for your financial strategy.

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2026 loan constraints and down payment essentials for Buckeye-Lake, Licking county, OH

Loan Category Maximum Amount Initial Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This table applies to the following zip codes: 43025

Options for Conventional and FHA Loans in Buckeye-Lake, OH

Lendersa® aims to secure the swiftest, most hassle-free Conventional, USDA, or FHA loan. Begin with one of three approaches to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


Buckeye-Lake Lenders

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • Lends in Ohio
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.

    Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.

  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • Lends in Ohio
  • We know what it means to chase a dream with everything you have.

    At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.

  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Lends in Ohio
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w

  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Lends in Ohio
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.

  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • Lends in Ohio
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.

  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Lends in Ohio
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.

  • Prolink Home Lending LLC
  • 4449 Easton Way, Suite 2045, Columbus, OH, 43219
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.