FHA VS Conventional loan programs in Granville, Licking County, Ohio

For the year 2026, the conventional loan limit in Granville, located in Licking, OH, is $726,200. Meanwhile, for a single-family home, the FHA limit is $488,750. These limits are crucial metrics for anyone considering a home purchase in this area.

Leverage our calculators to view the conventional loan rates today through Lendersa.

With the Lendersa® Conventional loan calculator, you can compare today's Conventional, FHA, and USDA rates to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator also lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in OH best suits your financial situation.

Explore and compare offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Granville, Licking, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

Note: The comparison table is relevant for ZIP codes: 43023

Exploring Conventional and FHA Loan Options in OH

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without complications. Start with one of three options that connect you to suitable lenders and loan programs.

  1. Submit a comprehensive request to optimize Conventional, USDA, and FHA loan offers
  2. Check Conventional USDA and FHA rates and terms thoroughly first
  3. Explore the largest directory of Conventional lenders


Granville Lenders

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • Lends in Ohio
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.

    Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala

  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • Lends in Ohio
  • We know what it means to chase a dream with everything you have.

    At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.

  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Lends in Ohio
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w

  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Lends in Ohio
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.

  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • Lends in Ohio
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.

  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Lends in Ohio
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.

  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Lends in Ohio
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.