FHA VS Conventional loan programs in Beechwood-Trails, Licking County, Ohio

For 2026, the conventional loan limit in Beechwood-Trails, in Licking county, OH, is $647,200, while the FHA limit for a single-family home is $439,300.

Lendersa® offers a Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents needed for qualification. This advanced tool compares Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program in OH suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Beechwood-Trails, Licking, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This table applies to the following zip codes: 43062

Conventional and FHA Loan Options in Beechwood-Trails, OH

The goal of Lendersa® is to secure the ideal Conventional, USDA, or FHA loan efficiently and hassle-free. Choose one of three pathways to connect with matching lenders and loan programs.

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Beechwood-Trails Lenders

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • Lends in Ohio
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.

    Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • Lends in Ohio
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.

  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Lends in Ohio
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.

  • Prolink Home Lending LLC
  • 4449 Easton Way, Suite 2045, Columbus, OH, 43219
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • Lends in Ohio
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.

  • Ohio Capital Mortgage
  • 2531 Tiller Lane, Suite B, Columbus, OH, 43231
  • Lends in Ohio
  • We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.

  • Omniscient Real Estate Finance Corporation
  • 2602 Oakstone Drive, Columbus, OH, 43231
  • Lends in Ohio
  • Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners

  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Lends in Ohio
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.