Explore the differences! FHA VS Conventional loan programs in Cambridge, Guernsey County, Ohio

In 2026, the limit for a Conventional loan in Cambridge, situated in Guernsey, OH, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA. Evaluate the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage comparison tool places Conforming Conventional, USDA, FHA, and VA loans side-by-side, allowing you to select the program in OH that best fits your financial needs.

Explore loan offers from among 100 lenders

2026 Loan Limits and Down Payment Requirements in Cambridge, Guernsey, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 43725

Diverse Options for Conventional and FHA Loans in Cambridge, OH

Lendersa® seeks to swiftly connect you with the best Conventional, USDA, or FHA loans, eliminating hassle. Choose one of three starting points to match with lenders and loan programs that suit your needs.

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  • Financial Access
  • 440 Auburn Court, Souderton, PA, 18964
  • Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities

  • Time Mortgage & Finance LLC
  • 1008 Addison Lane, Souderton, PA, 18964
  • Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,

  • Illiana Financial Credit Union
  • 1600 Huntington Drive, Calumet City, IL, 60409
  • Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.

  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.

  • North State Bank
  • 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
  • North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006

  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.

  • GoVa Loans
  • 4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609
  • At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.

    We combine today’s technology with the personal guidance needed during the mortgage process.

  • The David M. Damare
  • 4098 Barrett Dr., Raleigh, NC, 27609
  • "David M. Damaré is a mortgage-lending expert with over 16 years of experience.

    He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"

  • Coastal Credit Union
  • 1000 St Albans Dr, Raleigh, NC, 27609
  • Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.

  • Positive Rate Mortgage LLC
  • 1631 Midtown Place, Suite 129, Raleigh, NC, 27609
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.