FHA VS Conventional loan programs in Barnesville, Belmont County, Ohio

In 2026, the loan limit for Conventional loans in Barnesville, specifically within the county of Belmont, OH, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today’s leading rates between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA options, side by side, enabling a well-informed decision on the most suitable program for your financial needs in OH.

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2026 Loan Limits and Down Payment Requirements in Barnesville, county of Belmont, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 43713

Conventional and FHA Loan Programs in Barnesville, OH

Lendersa® is dedicated to assisting you quickly and smoothly in finding the best Conventional, USDA, or FHA loan available. Choose one of three starting points to match with lenders and loan options.

Results from Lendersa USDA loan requests and matching


Barnesville Lenders

  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Lends in Ohio
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!

  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Lends in Ohio
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.

  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • Lends in Ohio
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs

  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Lends in Ohio
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.

  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Lends in Ohio
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member