Explore the differences! FHA VS Conventional loan programs in Celina, Mercer County, Ohio
In the year 2026, the limit for a Conventional loan in the city of Celina, within Mercer county, located in the state of OH is set at $726,200. For a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare the best rates today for Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, directly compare Conforming Conventional loans with USDA, FHA, and VA options. This aids in selecting the optimal loan program for your financial conditions in OH.
2026 Loan Limits and Downpayment Requirements in Celina, Mercer County, OH
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 45822
Explore Conventional and FHA Loan Alternatives in Celina, OH
Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan expediently and without complication. Begin by choosing one of three options which lead to connecting with matching lenders and loan solutions.
Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
Lends in Ohio
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
