FHA VS Conventional loan programs in 2025 for Celina, Mercer County, Ohio
In the year 2025, the limit for a Conventional loan in the city of Celina, within Mercer county, located in the state of OH is set at $726,200. For a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare the best rates today for Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, directly compare Conforming Conventional loans with USDA, FHA, and VA options. This aids in selecting the optimal loan program for your financial conditions in OH.
2025 Loan Limits and Downpayment Requirements in Celina, Mercer County, OH
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 45822
Explore Conventional and FHA Loan Alternatives in Celina, OH
Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan expediently and without complication. Begin by choosing one of three options which lead to connecting with matching lenders and loan solutions.
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Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
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