FHA VS Conventional loan in Coldwater, Mercer County, Ohio
For 2025, the Conventional loan limit in Coldwater, within Mercer county in OH, is $726,200. Meanwhile, a single-family home's FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator for evaluating today's top rates: Conventional, FHA, and USDA. Determine the qualification requirements concerning income, credit, reserves, and documents needed. Our advanced mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most suitable program for your financial situation in OH.
2025 Loan Limits and Down Payment Guidelines in Coldwater, Mercer, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for these zip codes: 45828
Conventional and FHA Loan Choices in Coldwater, OH
At Lendersa®, we strive to efficiently secure the best Conventional, USDA, or FHA loans with minimal stress. Choose from three starting methods to connect with matching lenders and corresponding loan programs.
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In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
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