which one is better? Conventional or FHA Coldwater, OH

For 2026, the Conventional loan limit in Coldwater, within Mercer county in OH, is $726,200. Meanwhile, a single-family home's FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator for evaluating today's top rates: Conventional, FHA, and USDA. Determine the qualification requirements concerning income, credit, reserves, and documents needed. Our advanced mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most suitable program for your financial situation in OH.

Conventional and FHA Loan Choices in Coldwater, OH

At Lendersa®, we strive to efficiently secure the best Conventional, USDA, or FHA loans with minimal stress. Choose from three starting methods to connect with matching lenders and corresponding loan programs.

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Coldwater Lenders
(419) 678-2385 Lender's profile and map The Peoples Bank Co. 112-14 West Main Street, Coldwater, OH, 45828 Lends in Ohio Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
(419) 678-2358 Lender's profile and map The St. Henry Bank 231 East Main Street, Saint Henry, OH, 45883 Lends in Ohio The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
(419) 629-2761 Lender's profile and map First National Bank in New Bremen 435 S. Washington Street, New Bremen, OH, 45869 Lends in Ohio First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
(937) 526-4515 Lender's profile and map Versailles Savings and Loan Company 10413 Kley Road, Versailles, OH, 45380 Lends in Ohio At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
(419) 628-2351 Lender's profile and map Minster Bank 95 W. 4th St., Minster, OH, 45865 Lends in Ohio Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
(419) 238-1463 Lender's profile and map First Federal Savings and Loan Association of Van Wert 679 Fox Road, Van Wert, OH, 45891 Lends in Ohio First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
(877) 892-8222 Lender's profile and map KTL PERFORMANCE MORTGAGE 700 Wayne St, Greenville, OH, 45331 Lends in Ohio KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
(800) 736-8485 Lender's profile and map Western Ohio Mortgage Corporation 733 Fair Rd., Sidney, OH, 45365 Lends in Ohio Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
(419) 224-2941 Lender's profile and map TopMark Federal Credit Union 609 E. Main Street, Lima, OH, 45806 Lends in Ohio TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction