Explore the differences! FHA VS Conventional loan programs in Coldwater, Mercer County, Ohio
In 2025, Convetional loan limit in Coldwater, county of Mercer, OH is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.
2025 loan limits and downpayment requirments in Coldwater, county of Mercer, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 45828
Conventional and FHA loan options in Coldwater, OH
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.
We built Maxwell to change the game for small and midsize mortgage lenders — whether you originate $300M or $3B. Today our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks.
At American Premier Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
