Explore the differences! FHA VS Conventional loan programs in Centerville, Montgomery County, Ohio
In 2025, Convetional loan limit in Centerville, county of Montgomery, OH is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.
2025 loan limits and downpayment requirments in Centerville, county of Montgomery, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 45459, 45458
Conventional and FHA loan options in Centerville, OH
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
6251 Crooked Creek Road, Peachtree Corners, GA, 30092
For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.
United Methodist Connectional Federal Credit Union
1991 Lower Roswell Rd, Marietta, GA, 30068
Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members.
Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
