FHA VS Conventional loan in Beavercreek, Greene County, Ohio

For 2025, the conventional loan limit in Beavercreek, located in Greene, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa® Conventional loan calculator to explore today’s most competitive rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping decide which program in OH fits your financial needs best.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Beavercreek, Greene, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information is applicable to zip codes: 45440, 45434, 45432, 45431, 45430, 45301, 45435, 45482

Conventional and FHA Loan Options in Beavercreek, OH

The ambition of Lendersa® is to swiftly deliver you the best available Conventional, USDA, or FHA loan options without hassle. Choose from three starting paths to connect with fitting lenders and loan programs.

Lendersa USDA loan request and matching results


  • Southwind Bank
  • PO Box 40, Natoma, KS, 67651
  • At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
  • Fox Mortgage
  • 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142
  • When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
  • Dalton Mortgage Group
  • 5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142
  • Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
  • Winthrop Area Federal Credit Union
  • 94 Highland Avenue, Winthrop, ME, 04364
  • Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
  • Home Companies Mortgage
  • 500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
  • At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.