Explore the differences! FHA VS Conventional loan programs in Beavercreek, Greene County, Ohio

For 2026, the conventional loan limit in Beavercreek, located in Greene, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa® Conventional loan calculator to explore today’s most competitive rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping decide which program in OH fits your financial needs best.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Beavercreek, Greene, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information is applicable to zip codes: 45440

Conventional and FHA Loan Options in Beavercreek, OH

The ambition of Lendersa® is to swiftly deliver you the best available Conventional, USDA, or FHA loan options without hassle. Choose from three starting paths to connect with fitting lenders and loan programs.

Lendersa USDA loan request and matching results


Beavercreek Lenders

  • KH Credit Union
  • 7740 Paragon Road, Dayton, OH, 45459
  • Lends in Ohio
  • At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.

  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Lends in Ohio
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.

  • Universal 1 Credit Union
  • 1 River Park Dr, Dayton, OH, 45409
  • Lends in Ohio
  • Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.

  • Dayton Capital Partners
  • 2702 Linden Ave #102, Dayton, OH, 45410
  • Lends in Ohio
  • Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings

  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • Lends in Ohio
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union

  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • Lends in Ohio
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Lends in Ohio
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.

  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Lends in Ohio
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.