FHA VS Conventional loan programs in Kettering, Montgomery County, Ohio
In 2025, the conventional loan limit in Kettering, situated in Montgomery county, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can explore today's top rates for Conventional, FHA, and USDA loans. Evaluate what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator enables comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in OH best suits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Kettering, Montgomery County, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to the following zip codes: 45440, 45409, 45429, 45420, 45419, 45469, 45479
Conventional and FHA Loan Options in Kettering, OH
Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan promptly and without fuss. Begin by selecting one of three pathways that connect you with matching lenders and loan offers.
1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
"Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families.
We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.
We keep our members’ best interests at the forefront of everything we do.
12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.
11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025
The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.
12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.