FHA VS Conventional loan in Cincinnati, Hamilton County, Ohio
In the year 2026, the conventional loan limit for a single-family home in Cincinnati, Hamilton county, OH is $726,200, while the FHA limit is $472,030.
Try the Lendersa® Conventional loan calculator to view today's top rates for Conventional, FHA, and USDA loans. This tool helps ascertain the necessary income, credit, reserves, and paperwork needed for qualification. You can see the options for Conforming Conventional, USDA, FHA, and VA loans side by side, helping you pick the best program for your situation in OH.
Loan limits and down payment requirements for 2026 in Cincinnati, Hamilton county, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table information applies to these zip codes: 45219
Available Conventional and FHA Loan Options in Cincinnati, OH
Lendersa® aims to swiftly match you with the best Conventional, USDA, or FHA loan option available, simplifying the process. Choose among three pathways to connect with suitable lenders and programs.
1228 Central Parkway, Room 302, Cincinnati, OH, 45202
Lends in Ohio
Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.
700 Walnut Street, Suite 300, Cincinnati, OH, 45202
Lends in Ohio
BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.
312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
Lends in Ohio
"JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business.
We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva
Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.
Michael Zipfel, the founder and President of Zipfel Mortgage Group
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
