FHA VS Conventional loan programs in 2025 for Cincinnati, Hamilton County, Ohio

In the year 2025, the conventional loan limit for a single-family home in Cincinnati, Hamilton county, OH is $726,200, while the FHA limit is $472,030.

Try the Lendersa® Conventional loan calculator to view today's top rates for Conventional, FHA, and USDA loans. This tool helps ascertain the necessary income, credit, reserves, and paperwork needed for qualification. You can see the options for Conforming Conventional, USDA, FHA, and VA loans side by side, helping you pick the best program for your situation in OH.

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Loan limits and down payment requirements for 2025 in Cincinnati, Hamilton county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table information applies to these zip codes: 45219, 45213, 45212, 45211, 45217, 45216, 45214, 45233, 45225, 45237, 45229, 45226, 45227, 45224, 45232, 45230, 45204, 45205, 45206, 45207, 45202, 45203, 45208, 45209, 45223, 45239, 45238, 45220, 45201, 45221, 45250, 45254, 45262, 45263, 45264, 45267, 45268, 45269, 45270, 45271, 45273, 45274, 45275, 45296, 45299

Available Conventional and FHA Loan Options in Cincinnati, OH

Lendersa® aims to swiftly match you with the best Conventional, USDA, or FHA loan option available, simplifying the process. Choose among three pathways to connect with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • Miners National Bank of Eveleth
  • 401 Grant Ave, Eveleth, MN, 55734
  • The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.
  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
  • Feliciana Federal Credit Union
  • 20303 Old Scenic Highway, Zachary, LA, 70791
  • Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
  • Allied Plastics Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs. At Heart, we specialize in helping members like family!
  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.