FHA VS Conventional loan in Cincinnati, Hamilton County, Ohio

In the year 2025, the conventional loan limit for a single-family home in Cincinnati, Hamilton county, OH is $726,200, while the FHA limit is $472,030.

Try the Lendersa® Conventional loan calculator to view today's top rates for Conventional, FHA, and USDA loans. This tool helps ascertain the necessary income, credit, reserves, and paperwork needed for qualification. You can see the options for Conforming Conventional, USDA, FHA, and VA loans side by side, helping you pick the best program for your situation in OH.

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Loan limits and down payment requirements for 2025 in Cincinnati, Hamilton county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table information applies to these zip codes: 45219, 45213, 45212, 45211, 45217, 45216, 45214, 45233, 45225, 45237, 45229, 45226, 45227, 45224, 45232, 45230, 45204, 45205, 45206, 45207, 45202, 45203, 45208, 45209, 45223, 45239, 45238, 45220, 45201, 45221, 45250, 45254, 45262, 45263, 45264, 45267, 45268, 45269, 45270, 45271, 45273, 45274, 45275, 45296, 45299

Available Conventional and FHA Loan Options in Cincinnati, OH

Lendersa® aims to swiftly match you with the best Conventional, USDA, or FHA loan option available, simplifying the process. Choose among three pathways to connect with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Northrop Grumman Federal Credit Union
  • 879 West 190th Street, Gardena, CA, 90248
  • We deliver value to our members. Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership. Set yourself up for success
  • Nikkei Credit Union
  • 18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
  • Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership. To provide quality financial products through personalized service and innovation.
  • RTI Bridge Loans
  • 19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
  • RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
  • Pacific Transportation Federal Credit Union
  • 101 West Walnut Street, Suite 101, Gardena, CA, 90248
  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
  • 1st California Security Investments, Inc
  • 1225 W 190th, Suite 320, Gardena, CA, 90248
  • 1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
  • GPC Mortgage
  • 9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402
  • GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.
  • LUXE Realty Inc
  • 3926 S. Norton Avenue, Los Angeles, CA, 90008
  • At LUXE Home Finance. We are a full-service mortgage company based in Los Angeles, CA. We specialize in First Time Buyer Home Loans, Refinancing and VA Loans in Los Angeles and the surrounding cities throughout Los Angeles County, Ventura, San Bernardino and Riverside County. Whether you are buying a home or refinancing in any
  • Lisa Carr & Associates
  • 3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
  • LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry
  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun