FHA VS Conventional loan programs in 2025 for Cleveland, Cuyahoga County, Ohio

During 2025, the conventional loan limit for the city of Cleveland in the county of Cuyahoga, OH, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare current rates of Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial needs in OH.

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Details on 2025 loan limits and down payment requirements in Cleveland, Cuyahoga county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 44135, 44128, 44119, 44113, 44112, 44111, 44110, 44115, 44114, 44144, 44127, 44120, 44104, 44105, 44106, 44101, 44102, 44103, 44108, 44109, 44181, 44190, 44191, 44192, 44193, 44194, 44195, 44197, 44198, 44199

Options for Conventional and FHA loans in Cleveland, OH

At Lendersa®, our aim is to deliver the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Professional Mortgage Lending Services
  • 500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
  • AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN. Our staff of dedicated professionals will guide you through the entire process.
  • MORTGAGES R US INC
  • 6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
  • Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
  • Spark Mortgage Advisors LLC
  • 520 S Dixie Hwy, Suite 215, Hallandale, FL, 33009
  • Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
  • RK Mortgage Group - Sunny Isles Beach
  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
  • AS IS LOANS
  • 2875 NE 191 Street, Suite 500, Aventura, FL, 33180
  • AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.