FHA VS Conventional loan programs in Cleveland, Cuyahoga County, Ohio

During 2025, the conventional loan limit for the city of Cleveland in the county of Cuyahoga, OH, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare current rates of Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial needs in OH.

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Details on 2025 loan limits and down payment requirements in Cleveland, Cuyahoga county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 44135, 44128, 44119, 44113, 44112, 44111, 44110, 44115, 44114, 44144, 44127, 44120, 44104, 44105, 44106, 44101, 44102, 44103, 44108, 44109, 44181, 44190, 44191, 44192, 44193, 44194, 44195, 44197, 44198, 44199

Options for Conventional and FHA loans in Cleveland, OH

At Lendersa®, our aim is to deliver the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Caliver Beach Mortgage LLC
  • 500 Redland Court, Suite 300, Owings Mills, MD, 21117
  • We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
  • F5 Mortgage LLC
  • 1283 Farmington Drive, Traverse City, MI, 49696
  • F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
  • Simplified Home Mortgage Corp
  • 423 East Eighth St., Traverse City, MI, 49686
  • Simplified Home Mortgage is a family owned and operated business in Northern Michigan. We are a full service Mortgage Broker offering FHA, VA, RD and Conforming loan products to the State of Michigan. Established in 2015. Norm and his wife Lisa run their residential mortgage company in their office located at 423 E Eight St. Traverse City, Mi.
  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
  • 1Rate Inc
  • 12123 Heritage Park Circle, Silver Spring, MD, 20906
  • 1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
  • KPG Mortgage LLC
  • 3745 Running Springs Road, Ellicott City, MD, 21042
  • KPG Mortgage is a full-service mortgage company offering some of the lowest interest rates on the market for refinances and new home purchases and also We have a simple process, from a straightforward application to an on-time closing. Our expertise translates to a great customer experience. Let us be your trusted advisor.
  • Abiz Mortgage
  • 9977 Old Annapolis Road, Ellicott City, MD, 21042
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.