FHA VS Conventional loan programs in 2025 for Cleveland, Cuyahoga County, Ohio

In 2025, Convetional loan limit in Cleveland, county of Cuyahoga, OH is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cleveland, county of Cuyahoga, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 44135, 44128, 44119, 44113, 44112, 44111, 44110, 44115, 44114, 44144, 44127, 44120, 44104, 44105, 44106, 44101, 44102, 44103, 44108, 44109, 44181, 44190, 44191, 44192, 44193, 44194, 44195, 44197, 44198, 44199

Conventional and FHA loan options in Cleveland, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rate Republic
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Point Mortgage Corporation
  • 864 Amena Court, Chula Vista, CA, 91910
  • We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
  • Neighborhood Mortgage
  • 4164 Meridian Street, Suite 108, Bellingham, WA, 98226
  • Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
  • Hyak Financial
  • 2435 Strider Ln, Suite 105, Bellingham, WA, 98226
  • Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
  • Your Favorite Lenders
  • 5100 E. La Palma Ave, Suite 219, Anaheim, CA, 92807
  • Your Favorite Lenders are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • BlackRock Capital Group
  • 1200 N. Jefferson St, Suite H, Anaheim, CA, 92807
  • Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.
  • Tailored Home Loans
  • 311 South Henning Way, Anaheim, CA, 92807
  • Tailored Home Loans is a full-service mortgage broker in Orange County California. Welcoming clients from Newport Beach, Laguna Beach, Beverly Hills, Malibu, Los Angeles in need of jumbo loans. THL offers the best rates for a home loan purchase or a home refinance. and also Tailored Home Loans provides a speedy process, with outstanding service.