FHA VS Conventional loan programs in 2025 for Cleveland, Cuyahoga County, Ohio

During 2025, the conventional loan limit for the city of Cleveland in the county of Cuyahoga, OH, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare current rates of Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial needs in OH.

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Details on 2025 loan limits and down payment requirements in Cleveland, Cuyahoga county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 44135, 44128, 44119, 44113, 44112, 44111, 44110, 44115, 44114, 44144, 44127, 44120, 44104, 44105, 44106, 44101, 44102, 44103, 44108, 44109, 44181, 44190, 44191, 44192, 44193, 44194, 44195, 44197, 44198, 44199

Options for Conventional and FHA loans in Cleveland, OH

At Lendersa®, our aim is to deliver the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
  • Splice Funding Solutions
  • 830 65th St, West Des Moines, IA, 50266
  • Splice Funding Solutions is a full service loan lending entity specializing in the arranging, placement, funding, and brokering of commercial loans nationwide. In addition, Splice Funding Solutions offers consulting services to entities or individuals looking to arrange financing for a broad range of commercial projects.
  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options. Fidelity Bank is on LinkedIn to celebrate our team members.
  • Bank Iowa
  • 1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
  • With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
  • Homeservices Lending
  • 2700 Westown Pkwy, West Des Moines, IA, 50266
  • At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
  • Summit Mortgage Corporation
  • 1501 42nd St, Suite 465, West Des Moines, IA, 50266
  • Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.