Explore the differences! FHA VS Conventional loan programs in Rocky-River, Cuyahoga County, Ohio

In 2025, the conventional loan limit within Rocky-River, located in Cuyahoga county of OH, is set at $647,200, while the FHA loan cap is $420,680 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program for your financial situation in OH.

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2025 Loan Limits and Downpayment Requirements in Rocky-River, Cuyahoga, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table is applicable to these zip codes: 44116

Explore Conventional and FHA Loan Options in Rocky-River, OH

Lendersa® is committed to helping you swiftly obtain the best possible Conventional, USDA, or FHA loan options, free of hassle. Choose one of three pathways to connect with suitable lenders and loan programs that match your needs.

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  • Tangipahoa Parish Teachers' Credit Union
  • 411 East Oak Street, Amite, LA, 70422
  • Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
  • Gulf States Credit Union
  • 9405 South Highway 17-92, Maitland, FL, 32751
  • Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too. A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario. We have a vast variety of program options available
  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
  • At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Mattamy Home Funding
  • 495 North Keller Road, Suite 550A, Maitland, FL, 32751
  • At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
  • Fidelity Funding Mortgage Corp.
  • 255 South Maitland Avenue, Maitland, FL, 32751
  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
  • Clifton Mortgage Services, LLC
  • 670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
  • Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members
  • First Equity Financial
  • 110 N. Orlando Ave, Suite 9, Maitland, FL, 32751
  • Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.
  • Homelife International Mortgage Co. Inc.
  • 350 N Lake Destiny Rd, Maitland, FL, 32751
  • Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.