FHA VS Conventional loan in Eaton, Preble County, Ohio

In 2026, the ceiling for Conventional loans in Eaton, located within Preble county of OH, is $726,200. Meanwhile, the FHA threshold for a single-family residence is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA loan rates. Determine the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the most suitable program for your financial scenario in OH.

Compare offers from a selection of 100 lenders

Limits and downpayment needs for 2026 in Eaton, Preble county of OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applications are relevant to zip codes: 45320

Loan options in Eaton, OH for Conventional and FHA

The chief purpose of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, minimizing any inconvenience. Start with one of three pathways designed to seamlessly match you with lenders and suitable loan options.

Lendersa USDA loan request matching outcomes


Eaton Lenders

  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Lends in Ohio
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.

  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • Lends in Ohio
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.

  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Lends in Ohio
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.

  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011
  • Lends in Ohio
  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Lends in Ohio
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest