FHA VS Conventional loan in Eaton, Preble County, Ohio

In 2026, the ceiling for Conventional loans in Eaton, located within Preble county of OH, is $726,200. Meanwhile, the FHA threshold for a single-family residence is set at $472,030.

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Utilize the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA loan rates. Determine the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the most suitable program for your financial scenario in OH.

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Limits and downpayment needs for 2026 in Eaton, Preble county of OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applications are relevant to zip codes: 45320

Loan options in Eaton, OH for Conventional and FHA

The chief purpose of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, minimizing any inconvenience. Start with one of three pathways designed to seamlessly match you with lenders and suitable loan options.

  1. Submit a comprehensive Conventional/USDA/FHA loan request
  2. Access Conventional, USDA, and FHA rates & terms first
  3. Explore the broad database of Conventional lenders
Lendersa USDA loan request matching outcomes



  • Navient Corporation
  • PO Box 9000, Wilkes Barre, PA, 18773

  • Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.

  • SNFCU
  • 254 South Washington Street, Wilkes Barre, PA, 18701

  • The Saint Nicholas Federal Credit Union is a member of the Northeast Pennsylvania Chapter of Credit Unions.

    Federal credit unions are regulated by the National Credit Union Administration. A federal examiner audits the operation of each credit union once a year. Saint Nicholas Federal Credit Union has been a Federal credit union since 1938.

  • Corner Post Federal Credit Union
  • 566 South Main Street, Wilkes Barre, PA, 18701

  • The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.

  • Telco Credit Union
  • 1720 Barlow Road, Tarboro, NC, 27886

  • In 1941, 19 honest hard working Carolina Telephone employees met in Tarboro, North Carolina to form Telco Credit Union. With sound financial principles and an eye on the future they put their hard earned money to work and never looked back.

    Today, Telco is a full service not-for-profit financial institution serving over 10, 000 members.

  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709

  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.

  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073

  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.

  • Farmers and Merchants Bank
  • 2 First Street North East, Lafayette, AL, 36862

  • Farmers and Merchants Bank was established in 1934 and continues to operate
    in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County

  • Lakewood Credit Union
  • 1003 Railroad Street, Rib Lake, WI, 54470

  • Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.

  • P&G Mehoopany Employees Federal Credit Union
  • 15 Lane Hill Road, Tunkhannock, PA, 18657

  • P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.

  • First Security Bank & Trust Co
  • 809 Clark St, Charles City, IA, 50616

  • The mission of First Security is to remain an independent financial service organization, characterized by progressive innovation, outstanding financial performance and a full complement of financial solutions for consumers and businesses. First Security will be a profitable community-oriented bank, responsive to the needs.

  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644

  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.

    As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.

  • WORLD TRADE MORTGAGE LLC
  • 1571 General Patton Drive, Downingtown, PA, 19335

  • World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer
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