FHA VS Conventional loan programs in New-Lebanon, Montgomery County, Ohio

During 2026, the Conventional loan cap for New-Lebanon in the county of Montgomery, OH, is $647,200, whereas the limit for an FHA mortgage on a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate and compare the premier rates of today for Conventional, FHA, and USDA options. This calculator helps you assess necessary income, credit, reserves, and documents for qualification. By placing Conforming Conventional, USDA, FHA, and VA loans side-by-side, you can better decide which program in OH aligns with your individual financial scenario.

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2026 Loan Limits and Down Payment Details in New-Lebanon, County of Montgomery, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 45345

Available Conventional and FHA Loan Programs in New-Lebanon, OH

Lendersa® is devoted to ensuring you receive a suitable Conventional, USDA, or FHA loan quickly and effortlessly. You can choose one of three starting options that lead to matching lenders and loan solutions effectively.

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New-Lebanon Lenders

  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Lends in Ohio
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.

  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • Lends in Ohio
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Lends in Ohio
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.

  • Universal 1 Credit Union
  • 1 River Park Dr, Dayton, OH, 45409
  • Lends in Ohio
  • Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.

  • DayMet Credit Union
  • 4988 Wagner Ford Road, Dayton, OH, 45414
  • Lends in Ohio
  • DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.

  • Day Air Credit Union
  • 3434 York Commons Blvd, Dayton, OH, 45414
  • Lends in Ohio
  • Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.

  • C & G Mortgage
  • 4165 Little York Rd., Dayton, OH, 45414
  • Lends in Ohio
  • At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle

  • Dayton Capital Partners
  • 2702 Linden Ave #102, Dayton, OH, 45410
  • Lends in Ohio
  • Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings