FHA VS Conventional loan programs in Garrettsville, Portage County, Ohio

In 2025, the lending cap for conventional loans in Garrettsville, located within Portage county, OH, stands at $726,200. Meanwhile, the FHA limit for a single-family home in this area is $472,030. These limits are critical metrics for prospective buyers as they evaluate their mortgage options within this locality.

Leverage the Lendersa® Conventional loan calculator to thoroughly evaluate and compare the most favorable rates currently available, including Conventional, FHA, and USDA loans. This tool aids in calculating the necessary income, credit standards, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans, empowering you to determine the most advantageous program for your financial needs in OH.

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2025 Loan Limits and Down Payment Requirements in Garrettsville, Portage County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable to ZIP codes: 44231

Exploring Diversified Conventional and FHA Loan Opportunities in Garrettsville, OH

At Lendersa®, our primary mission is to efficiently deliver the ideal loan solutions—be they Conventional, USDA, or FHA—with ease and minimal complications. Select from three specific pathways, designed to connect you with compatible lenders and ideal loan programs based on your unique preferences and requirements.

Lendersa USDA loan request and matching results


  • The Ohio Educational Credit Union
  • 2921 Community College Avenue, Cleveland, OH, 44115
  • The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
  • Cleveland Police Credit Union
  • 2301 Payne Avenue, Cleveland, OH, 44114
  • The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
  • Social Mortgage LLC.
  • 1861 W25th Street, Cleveland, OH, 44113
  • Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
  • Unity Catholic Federal Credit Union - Parma
  • 5839 Ridge Road, Cleveland, OH, 44129
  • At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money. We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member