FHA VS Conventional loan programs in Genoa, Ottawa County, Ohio

In 2025, the conventional loan limit set for Genoa, within the county of Ottawa, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030. These defined limits play a significant role in determining the financing capabilities available to homebuyers in this area, guiding their choices and shaping their financial strategies for acquiring properties.

Employ the Lendersa® Conventional loan calculator to accurately compare the best rates available today across Conventional, FHA, and USDA loans. Assess crucial factors needed for qualification, such as income, credit score, reserves, and required documents. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating the selection of the most suitable program in OH that meets your financial objectives.

Explore and weigh loan offers from a diverse array of 100 lenders

An Overview of Loan Limits and Down Payment Requirements for 2025 in Genoa, Ottawa, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is specific to the following zip codes: 43430. This information is indispensable for guiding your mortgage decisions.

Explore Your Conventional and FHA Loan Options in Genoa, OH

The primary goal of Lendersa® is to connect you efficiently with the most advantageous loan options, whether they are Conventional, USDA, or FHA. This process is designed to be swift and hassle-free. Begin by selecting one of three introductory paths that will guide you to suitable lenders and loan programs tailored to your financial needs.

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  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.