FHA VS Conventional loan programs in 2025 for Genoa, Ottawa County, Ohio
In 2025, the conventional loan limit set for Genoa, within the county of Ottawa, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030. These defined limits play a significant role in determining the financing capabilities available to homebuyers in this area, guiding their choices and shaping their financial strategies for acquiring properties.
Employ the Lendersa® Conventional loan calculator to accurately compare the best rates available today across Conventional, FHA, and USDA loans. Assess crucial factors needed for qualification, such as income, credit score, reserves, and required documents. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating the selection of the most suitable program in OH that meets your financial objectives.
An Overview of Loan Limits and Down Payment Requirements for 2025 in Genoa, Ottawa, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is specific to the following zip codes: 43430. This information is indispensable for guiding your mortgage decisions.
Explore Your Conventional and FHA Loan Options in Genoa, OH
The primary goal of Lendersa® is to connect you efficiently with the most advantageous loan options, whether they are Conventional, USDA, or FHA. This process is designed to be swift and hassle-free. Begin by selecting one of three introductory paths that will guide you to suitable lenders and loan programs tailored to your financial needs.
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