FHA VS Conventional loan programs in Walbridge, Wood County, Ohio

In 2026, the conventional loan cap in Walbridge, within Wood county, OH, is $726,200. Meanwhile, the FHA limit is $472,030 for a single-family residence.

Use the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool compares Conforming Conventional loans and USDA, FHA, and VA options side by side, aiding in making the best decision for your financial scenario in OH.

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2026 Loan Limits and Down Payment Requirements in Walbridge, Wood, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 43465

Explore Conventional and FHA Loan Choices in Walbridge, OH

The objective of Lendersa® is to obtain the best possible Conventional, USDA, or FHA loans for you quickly and hassle-free. Choose from three starting options to connect with matching lenders and programs.

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Walbridge Lenders

  • Toledo Metro Federal Credit Union
  • 1212 Adams Street, Toledo, OH, 43604
  • Lends in Ohio
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!

    While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.

  • ProMedica Federal Credit Union
  • 245 N Summit Street, Toledo, OH, 43604
  • Lends in Ohio
  • ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
    We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.

  • Directions Credit Union
  • 200 N St Clair Street, Toledo, OH, 43604
  • Lends in Ohio
  • Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members

  • Maumee Valley Credit Union
  • 28 Fearing Boulevard North, Toledo, OH, 43607
  • Lends in Ohio
  • "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.

    Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Lends in Ohio
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • Lends in Ohio
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.

  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Lends in Ohio
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process

  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Lends in Ohio
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.

  • Educational Community Alliance CU
  • 3845 Angola Road, Toledo, OH, 43615
  • Lends in Ohio
  • Educational Community Alliance Credit Union is the financial partner for Toledo educators, administrators, and staff. Similar to banks, you’ll find offerings like car loans, credit cards, and checking accounts; however, unlike big banks, we serve the Toledo educational system exclusively and are not-for-profit. Instead of answering to