FHA VS Conventional loan programs in 2026 for Perrysburg, Wood County, Ohio

For Perrysburg in Wood county, OH, the year 2026 brings specific loan limits. Conventional loan caps sit at $726,200, while FHA boundaries are set at $472,030 for single-family residences.

Employ the Lendersa® Conventional loan calculator to weigh today's best rates for Conventional, FHA, and USDA loans. Analyze income, credit, and reserves needed for qualification. This robust mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA concurrently to guide you in choosing the most suitable program for your financial needs in OH.

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Loan limits and downpayment needs for 2026 in Perrysburg, Wood, OH

Loan Category Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures pertain to zip codes: 43551

Exploring Conventional and FHA loan alternatives in Perrysburg, OH

Lendersa® strives to provide top-tier Conventional, USDA, or FHA loans swiftly and seamlessly. Choose one of the three initial paths to partner with lenders and explore loan choices.

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  • F&M Bank
  • PO Box 1111, Timberville, VA, 22853
  • F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.

  • First State Bank of Beecher City
  • 101 South Charles Street, Beecher City, IL, 62414
  • First State Bank of Beecher City has been providing personal service to its friends and neighbors.

    Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.

  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.

  • QRL Financial Services
  • 801 Deming Way, Madison, WI, 53717
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.

  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.

  • Thompson Kane and Company
  • 8020 Excelsior Dr, Suite 401, Madison, WI, 53717
  • Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options

  • First Federal Savings Bank IN
  • 5001 Davis Lant Drive, Evansville, IN, 47715
  • Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.

  • Peoples Trust & Savings Bank
  • 2201 N. Green River Rd, Evansville, IN, 47715
  • Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street"​ bank, not a Wall Street financial institution, so we provide personalized customer service.

  • Mortgage Masters of Indiana
  • 501 N. Cross Pointe Blvd, Evansville, IN, 47715
  • Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Acceptance Home Mortgage, LLC
  • 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
  • Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.

  • Peshtigo National Bank
  • 250 French St., Peshtigo, WI, 54157
  • Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.