FHA VS Conventional loan programs in 2026 for Hicksville, Defiance County, Ohio

In 2026, the Conventional loan limit for Hicksville, which is situated in Defiance, OH, is set at $726,200. Meanwhile, the FHA limit is $472,030 for a single-family home, outlining important funding parameters.

Leverage the Lendersa® Conventional loan calculator to compare the most competitive rates on the market today for Conventional, FHA, and USDA options. The calculator determines what income, credit, reserves, and documents are needed for qualifying. With our sophisticated mortgage tool, view Conforming Conventional, USDA, FHA, and VA options side by side, assisting you in selecting the best program for your financial needs in OH.

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Loan Limits and Downpayment Requirements for 2026 in Hicksville, County of Defiance, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 43526

Conventional and FHA Loan Opportunities in Hicksville, OH

The mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you without any obstacles. Choose one of three entry points to effectively link to matching lenders and suitable loan programs.

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Hicksville Lenders

  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Lends in Ohio
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.

  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • Lends in Ohio
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.

    Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center

  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Lends in Ohio
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.