FHA VS Conventional loan programs in 2026 for Paulding, Paulding County, Ohio
In 2026, the Conventional loan cap in Paulding, county of Paulding, OH, is set at $726,200, while the FHA cap for a single-family dwelling is $472,030. These figures are crucial for potential homeowners exploring their financing options.
Use Lendersa®'s Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. This tool helps identify the income, credit, reserves, and documentation required for qualification. By using our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA options side-by-side, aiding in the selection of the best program for your financial needs in OH.
2026 Loan Limits and Down Payment Requirements for Paulding, County of Paulding, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 45879
Opportunities for Conventional and FHA Loans in Paulding, OH
Lendersa® is aimed at swiftly providing the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting options to connect with matching lenders and suitable loan programs.
Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
Lends in Ohio
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
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