FHA VS Conventional loan programs in 2026 for Defiance, Defiance County, Ohio

In 2026, the conventional loan limit in Defiance, within the county of Defiance, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Explore the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in selecting the best program in OH to meet your financial needs.

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2026 Loan Limits and Down Payment Requirements in Defiance, County of Defiance, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 43512

Discover Conventional and FHA Loan Opportunities in Defiance, OH

The objective of Lendersa® is to secure the ideal Conventional, USDA, or FHA loan for you swiftly and effortlessly. Begin with one of three available paths that link you to suitable lenders and loan programs.

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  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.

  • Homeownership Center Inc
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  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.

    In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area

  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

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  • At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.

  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
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  • 801 Deming Way, Madison, WI, 53717
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.

  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.

  • Thompson Kane and Company
  • 8020 Excelsior Dr, Suite 401, Madison, WI, 53717
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