FHA VS Conventional loan programs in 2025 for Defiance, Defiance County, Ohio

In 2025, the conventional loan limit in Defiance, within the county of Defiance, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Explore the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in selecting the best program in OH to meet your financial needs.

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2025 Loan Limits and Down Payment Requirements in Defiance, County of Defiance, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 43512

Discover Conventional and FHA Loan Opportunities in Defiance, OH

The objective of Lendersa® is to secure the ideal Conventional, USDA, or FHA loan for you swiftly and effortlessly. Begin with one of three available paths that link you to suitable lenders and loan programs.

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  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)
  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
  • MEMBERS1st Community Credit Union
  • 910 South 12th Avenue, Marshalltown, IA, 50158
  • Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided. At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.
  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker. We understand that you are not like every other borrower, so we offer solutions that fit your needs. We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv
  • VAntage Trust Federal Credit Union
  • 247 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702
  • VAntage Trust Federal Credit Union has been serving its members since 1948 when it was founded by the employees of the VA Medical Center, Wilkes-Barre, Pennsylvania. We now serve over 8, 000 members. Our membership also includes members from 70 active Select Employee Groups (SEG). We are chartered by the federal government.
  • Cross Valley Federal Credit Union
  • 640 Baltimore Drive, Wilkes Barre, PA, 18702
  • Cross Valley FCU was chartered by the National Credit Union Association in February 1969.Originally chartered as the Wilkes-Barre Federal Employees Federal Credit Union, its sponsor was the Data Operations Center of Social Security in Wilkes-Barre. Subsequent expansion of the Federal Charter was approved by NCUA to include Select Employee Groups.