FHA VS Conventional loan programs in 2025 for Lancaster, Fairfield County, Ohio

In 2025, the conventional loan limit in Lancaster, within Fairfield county, OH, is $726,200, while the FHA limit for a single-family home stands at $488,750.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit conditions, reserves, and documentation you need to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help identify the best program for your financial needs in OH.

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2025 Loan Limits and Downpayment Requirements in Lancaster, Fairfield County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This data applies to the following zip codes: 43130

Conventional and FHA Loan Options in Lancaster, OH

The focus of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan rapidly and with ease. You can start by choosing one of three pathways to connect with lenders and find suitable loan programs.

Lendersa USDA loan request and matching results


  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
  • First Cumberland Mortgage
  • 186 Highway 70 E, Crossville, TN, 38555
  • First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
  • Chain Bridge Bank, National Association
  • 1445-A Laughlin Avenue, Mc Lean, VA, 22101
  • Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.
  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
  • Nickel City Funding Inc.
  • 3460 Seneca St., West Seneca, NY, 14224
  • Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.