FHA VS Conventional loan programs in Canal-Winchester, Fairfield County, Ohio

In 2025, the Conventional loan limit for Canal-Winchester, located in Fairfield county of OH, is $647,200. Meanwhile, the FHA limit for a single-family home is $439,300.

Utilize the Lendersa® Conventional loan calculator to examine the leading rates available today for Conventional, FHA, and USDA loans. Establish the required income, credit score, reserves, and documentation for qualification purposes. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the best loan program for your financial needs in OH.

Review offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Canal-Winchester, Fairfield, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This table is applicable to the following zip codes: 43110

Diverse Conventional and FHA Loan Options in Canal-Winchester, OH

The purpose of Lendersa® is to swiftly connect you with the best possible loan program, whether it's Conventional, USDA, or FHA, without any hassle. Choose any of the three pathways to discover corresponding lenders and loan programs.

Results from USDA loan requests at Lendersa


  • GSB Mortgage, Inc.
  • 201 N Main St, Grapevine, TX, 76051
  • GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.
  • Bank Forward
  • 128 Main St, Hannaford, ND, 58448
  • We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
  • The First State Bank
  • 100 N. McKinney, Rice, TX, 75155
  • The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with. We believe in hard work, can-do attitudes, and helping people get ahead. Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
  • The First National Bank of Livingston
  • 2121 U.S. Hwy 190, Livingston, TX, 77351
  • We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
  • ASC Mortgage Group
  • 8401 Lake Worth Road, Suite 110, Lake Worth, FL, 33467
  • Whether you are purchasing your first home or wanting to refinance your current mortgage, our Mortgage Loan Originators will do their best to find competitive rates. Our team will guide you through the entire process in hopes of making everything seamless and easy for you! Alexander Cockrell is the Owner of ASC Mortgage Group.
  • AMCI HOMESLLC
  • 6801 Lake Worth Road, Suite 109, Lake Worth, FL, 33467
  • AMCI HOMES, LLC is the key to your FINANCING. You need a Mortgage AMCI HOMES has a solution for you. AMCI HOMES.LLC was incorporated on 31 Aug 2017 as Florida Limited Liability Company type, registered at 6801 LAKE WORTH .RD SUITE 109 LAKE WORTH, FL 33467. Amci Homes.llc has 5 total employees across all of its locations.