FHA VS Conventional loan programs in 2026 for Pickerington, Fairfield County, Ohio

In 2026, the Conventional loan limit in Pickerington, Fairfield county, OH is $726,200, and the FHA limit is $488,750 for a single-family home.

With Lendersa®'s Conventional loan calculator, compare top rates from Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents needed. Our advanced tool lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program in OH for your situation.

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2026 loan limits and down payment requirements in Pickerington, Fairfield, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

Applies to zip codes: 43147

Loan options: Conventional and FHA in Pickerington, OH

Lendersa® aims to secure the best Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting options to find matching lenders and programs.

Lendersa: Matching results for USDA requests


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  • Glatco Credit Union
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  • Richmond Rehab Funding, Llc
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  • RatePro Mortgage
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  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.

  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

  • Lake Forest Bank & Trust Company, National Association
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  • Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.

  • DIAMOND RESIDENTIAL MORTGAGE CORPORATION
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  • First Meridian Mortgage Corporation
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  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • HealthCare Associates Credit Union.
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  • As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.