In 2026, the loan limit for a Conventional loan in Lexington, located in Richland, OH, stands at $726,200, whereas the FHA loan limit is $472,030 for single-family homes.
With the Lendersa® Conventional loan calculator, you can compare the best rates for Conventional, FHA, and USDA loans today. Analyze the income, credit score, reserve requirements, and necessary documentation to qualify. Our versatile mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans for you to evaluate which program in OH aligns best with your financial profile.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
The table above is applicable to zip codes: 44904
Lendersa® is committed to securing the ideal Conventional, USDA, or FHA loan quickly and with minimal stress. Choose from three ways to begin, leading to matched lenders and loan programs.
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