FHA VS Conventional loan in Ontario, Richland County, Ohio
In 2025, the conventional loan cap in Ontario, found within Richland county, OH, is set at $726,200, whereas for a single-family home, the FHA limit is $472,030. These limits play a critical role in informing homebuyers about their financing options within the region.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's optimal rates among Conventional, FHA, and USDA loans. This helpful tool is designed to assist in determining the required income, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, Conforming Conventional, USDA, FHA, and VA loans are displayed side by side, allowing you to make an informed decision about the best program in OH that suits your unique financial situation.
Loan Limits and Downpayment Requirements for 2025 in Ontario, Richland County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This information is valid for ZIP codes: 44906, 44903, 44862
Diverse Conventional and FHA Loan Options in Ontario, OH
The aim of Lendersa® is to provide you with the best possible loan options, whether they be Conventional, USDA, or FHA, in a quick and hassle-free manner. Choose from three primary starting points, each designed to connect you with suitable lenders and loan programs that match your needs and preferences.
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